CTO Application, Anyfin
Stockholm, Sweden
My work spans company leadership, engineering organisations, and the architecture of systems that handle money. I stay close to technical decisions while working with leaders on priorities, hiring, risk, and business direction. Recent assignments combine platform leadership at Kivra, payments architecture at Redcare Pharmacy, and AI-assisted requirements and development at SEB Financing.
Anyfin's next stage brings those strands together: European expansion, credit and payments infrastructure, and AI changing how a small team builds and operates financial products. That is the scope I want to take responsibility for.
Relevant Experience
Klarna AB
CTO · Nov 2005 – Sep 2010
Chief Scientist · Sep 2010 – Mar 2014
- Scaled the IT department from 1 to 80 people as Klarna grew from an early-stage company into an international payments business.
- Led development and operation of a 24/7 internet-scale payment system. Scaled the business system's performance with rapidly growing demand.
- Led scalability and stability work for Klarna Online as Chief Scientist, and developed engineering practice through Erlang advocacy and technical leadership.
Happi Hacking AB
CEO & C-Level Advisor · Aug 2023 – Present
CEO and Founder · Nov 2012 – Aug 2023
- Founded and leads a consultancy building robust SaaS systems and advising companies in fintech, e-commerce, and blockchain.
- Advises on technology roadmaps, architecture, team structure, and hiring, alongside IT governance, risk, business models, market expansion, and organisational scaling.
- Designs AI-assisted development workflows and agentic architectures, connecting model use with traceability, governance, and production engineering.
Kivra
Advisor to the CTO · Mar 2026
Interim Director of Platform Engineering · Dec 2025 – Feb 2026
Contract · Stockholm
- Supported the platform organisation across architecture, reliability, and developer experience on a stack centred on Erlang and Elixir.
- Coached engineering managers and tech leads, clarified ownership, and improved observability and daily operations.
- Worked with the CTO on platform strategy, infrastructure modernisation, and architectural decisions across Erlang, Elixir, Go, Kubernetes, and GCP.
SEB Financing
AI-Driven Requirements & SDD Transformation Advisor · May 2026 – Aug 2026
Contract · Stockholm
Supported the pilot of Spec-Driven Development and AI-assisted requirements work. Focused on requirements quality, compliance integration, tooling, delivery flow, and readiness for broader transformation.
Redcare Pharmacy
Coach for Architects · Mar 2024 – Jun 2026
Contract · Remote
Advised on payments architecture, payment orchestration, and strategic architecture decisions. Facilitated workshops, prepared decision material, and coached teams on system boundaries, tradeoffs, compliance-aware delivery, and the direction of a scalable payment platform.
Sika Health
Technical Advisor · Jan 2022 – Jan 2023
Contract
Advised on building an FSA/HSA payment service, including technology choices, development priorities, engineering processes, and technical hiring.
Laya Technologies
Interim Chief Technology Officer · Jul 2021 – Nov 2022
Contract · Munich
Scania Sverige / TRATON Group
Chief Engineer, Offboard Platform and Connectivity Domain · Nov 2023 – Sep 2024
Cloud Architect · Jun 2023 – Oct 2023
Contract · Södertälje
Worked on a common cloud connectivity platform across TRATON brands. Coordinated stakeholders and technical strategy for secure, scalable vehicle-to-cloud data exchange, remote diagnostics, and over-the-air updates.
Founding and Mentoring
Kindio: CEO & Founder (Jan 2024 – Present), Chairman of the Board (Sep 2022 – Present), CTO (Oct 2022 – Sep 2024).
Ignite Next: Mentor (Mar 2026 – Present). Supports early-stage founders on technology strategy, architecture, scaling, product clarity, and technical decisions.
Technical Grounding
- Systems: Payments platforms, distributed systems, fault tolerance, performance, and observability.
- Languages and infrastructure: Erlang, Elixir, Go, Python, C/C++, Kubernetes, GCP, AWS, Terraform, and Docker.
- AI: AI-assisted requirements and software development, agentic workflows, traceability, and governance. Earlier compiler and runtime work at SambaNova Systems (2022).
- Research and teaching: Project manager for Scala 1.0 at EPFL (2003–2004). Developed Jerico and the first version of HiPE, native code compilers for Erlang. Author of The BEAM Book.
Education
PhD, Computer Science, Uppsala University, 2002. Native code compilation and optimisation for Erlang.
Licentiate, Computer Science, Uppsala University, 1999.
MSc, Computer Science, Uppsala University, 1996.